While the closing checklist for your home sale is done, you are not totally out of the woods yet. Child Proof Your House. The way it is when you get the house is probably the best it has looked. Last point is great advice I wouldn't have thought of. Haha I've moved so many times that I was prepared for such things when I showed up at my house to clean. house Once you choose your lender, you cede some control over your closing costs. Turn on the Utilities. Hire a cleaning crew. But we haven't gone and knocked on any doors or anything... will people think we are rude? Keep making payments on time, don’t close out any accounts and don’t add any new debt. Once that's done, you've got the loan, got the house, and you are good to go. You could make a harmless inquiry and end up delaying your closing. Also, Fridays are considered less than ideal because that’s a busy bank day. Edit: just saw someone else posted this while I was typing up my response. What are some tips you have for me reddit? Do not close any credit accounts. It looks like this, and I'd highly recommend it. Maintenance and repairs are an inherent part of homeownership. Things to do after the closing. With a little planning, this can easily be accomplished. Get in touch with the utility companies well in advance of your closing day. Please consider spreading the word and sharing; Must Do’s Immediately After Closing on Your New Home. If you take the time to enlist the help of good professionals at every stage of the process and you feel confident that you’ve done your research, you’ll look forward to the day when you get the keys and can cross the threshold to your new home. 1. Only after spending $100 on cheap toilet seats did I realize that the hinges on the nice seats could be upgraded for $15/each =/. So first time homebuyers, what are the first things you did/purchased as soon as moving in? Do not establish new credit. Change or Re-Key The Locks. Cost: Typically $2 per $1,000 in sale price (e.g., $400 on a $200,000 house), but can be higher. Clean this, adjust this, replace this. Also, pizza and beer for everyone that helped me move! ... October 4, 2017 - 3 min read How to buy a house with $0 down in 2020: First time buyer October 21, 2019 - 14 min read. Make sure you file away every paper you got at closing. mortgages You're gonna use that toilet before you use aaaaaanything else. I swap toilet seats for new ones, but that's just how I roll. When signing the last of the loan documents, it is not uncommon for them to ask you for one last pay stub. By using our Services or clicking I agree, you agree to our use of cookies. For your closing appointment, you’ll likely meet at the office of the … First thing I did? yup. Tips for a Stress-Free Move – Whether you’re moving down the block or across you’ll want a stress-free move. Previous owners were crazy! Buyers — especially first-time buyers — can feel like they’ve just finished running a marathon after buying a house. Your closing checklist is a guide for your actions after all your personal belongings and furniture have been removed from your home. One older couple from up the street brought us rice crispy treats. By Daniel Bortz | Oct 29, 2020. Thoroughly cleaned. In addition to what has been said, drive around and familiarize yourself with the location of the nearest grocery store, liquor store, auto parts store, and home improvement center. At closing, you and all other parties in the transaction sign the final set of documents. 5. New locks were the first thing purchased! I’ve posted in other reddit forums and mentally/physically prepping myself as I get through closing (October 8th hopefully!). I need to do another walkthrough but there should only be three that needs to be rekeyed. But it’s not over yet! Wondering what to do after closing on a new home? Here are 13 Essential To-Dos After Closing on Your New Home. Cookies help us deliver our Services. During the contract negotiation phase, you (the buyer) and the seller set a closing date, which must be listed on the purchase agreement contract. Cookies help us deliver our Services. The actual closing and paperwork can be tedious and sometimes a little overwhelming, but we’re here to help. It’s best if you make sure to replace furnace and air conditioner filters every … The closing date is the date ownership of the property is officially transferred from the seller to the buyer; it’s an exciting moment. This should start immediately and for as long as you own the home. Here’s a complete list of what you need to do after buying your home. even if you're not worried about the previous owners, you have no clue who they or their kids gave copies of the house keys to. Closing is the final step—before that house is finally freakin’ yours! It is the last thing that usually happens in the home buying process, unless a special deal is made to allow the sellers to move out after closing, or for the buyers to get access to the property prior to closing. The 1st, 15th, and last day of the month also are very busy days for financial institutions.Also try to avoid the end of t… What To Do After Closing On A House. If you been preapproved and you are already in contract, and you realize your funds is low, you can always go back and do an addendum to get the seller to pay closing costs. Closing on a house seems like a cumbersome task, but the toughest part of it is the waiting. The other neighbors we have met just by being out in the yard and them stopping by. The new place I’m moving to was built in 2010 so I’m crossing fingers it has a c-wire to easily install the Nest or Ecobee thermostat. Where Does Closing Take Place? The home closing process is all of the steps that are outlined in the sale contract that must happen from the time you accept the buyer’s offer to the closing date. Tips for a Stress-Free Move – Whether you’re moving down the block or across you’ll want a stress-free move. You have just completed the whirlwind tour of selling your home and it feels great. This checklist is merely intended to help cover some details that new homeowners might not have considered and a way … New comments cannot be posted and votes cannot be cast, real estate Within the whole block, or just a few houses in each direction? Closing on a house seems like a cumbersome task, but the toughest part of it is the waiting. Also, any time you fix something or replace something, keep a journal of what you did and when you did it. That way, you'll get several of those sweet 10%-20% off coupons from the local box stores. A common mistake made by new homeowners who’ve recently closed on their new home is they decide to not spend the money to change the locks. Also, here's what you need to bring to the closing. Please consider spreading the word and sharing; Must Do’s Immediately After Closing on Your New Home. Do a final walkthrough. If you take the time to enlist the help of good professionals at every stage of the process and you feel confident that you’ve done your research, you’ll look forward to the day when you get the keys and can cross the threshold to your new home. After you clean, take lots of photos. Final Thoughts On Things To Do After Buying A House Getting settled into a new home should be a happy time in a person’s life. However, merely two weeks after I moved in, the previous owners son showed up while we were having dinner! What are the steps to closing on a house? If you’re changing addresses during a busy moving month (e.g., June or September), the choice companies tend to book up quickly; if you’re planning on doing the transport yourself, you still need to book a … Otherwise, you'll have to call yourself. Change locks and air filters. Replace and outlets and covers that have been painted over. Closing Costs You Can’t Shop Around For. Thanks. The closing disclosure includes the exact amount of the closing costs. Finished the last one with in an hour or closing. These are the common closing costs you typically can’t change after choosing your lender. One task to complete after closing on a new home that most buyers are aware of is changing the locks or re-keying them. So far, we've met one neighbor when my dog decided to play ambassador and go visit their dog. Buyers — especially first-time buyers — can feel like they’ve just finished running a marathon after buying a house. Ex. It sucks, I spent $35/ea on some (what I thought were) cool "slow close" seats, not realizing that the ones which came with the house were fancy solid wood "designer" brands, and the new ones were cheap molded plastic. borrowing Transfer utilities to your name. It is the last thing that usually happens in the home buying process, unless a special deal is made to allow the sellers to move out after closing, or for the buyers to get access to the property prior to closing. New comments cannot be posted and votes cannot be cast, Press J to jump to the feed. foreclosure In … The closing disclosure (typically called a “CD” by your lender) is a document that states all of the closing costs for the buyer as well as the seller, and it is a huge part of the clear to close process. investing Just because a bank is willing to loan you $250,000 doesn’t mean you should offer $250,000 for the house. Closing on a House Checklist: 6 Things Home Buyers Must Do Before They Move In. You still have to move in, customize the house to your needs, and make sure you’re prepared for the rigors of homeownership. The closing went off without a hitch and the new buyers are great people. When you're a first-time home … loans Also, request the wire from your bank a day or two prior to the closing if you can, and give your bank the date the funds must be received—usually the closing date. This should start immediately and for as long as you own the home. This or any other flooring project is much easier without your stuff in. He was outside but he was poking his head in the door and looking around. Got into the bathroom and saw the sellers had left a roll of TP for me, true heroes right there! And it’s the last step in buying your new home. Give the Home a Good Cleaning The golden rule of home selling is to leave it in the same condition you’d want to find it in as a buyer. First thing a bought - embarrassingly it was TP :(. What is the effective radius of doors we should knock on? It is a good tool when the time comes to sell again! I really just wanted the slow close feature, but I don't like how cheap the ones I bought feel. Your closing date is the day you become the legal owner of your new home. Tp, paper towels, lysol or other cleaning supplies, laundry detergent, shower liner/curtain and shampoo, water bottles, Pretty shitty that old owners couldn’t leave a roll or 2. The house closing is a process in which paperwork needed to complete the home sale transaction is signed, and buyers and sellers need to do very little. If you have young children to think about during your move, childproofing your house is probably one of the first things you want to do. County utilities might be transferred by the escrow company in some localities, so it's a good idea to inquire about this at closing. Summing Up What Not To Do Before Closing on a House After you have received your mortgage pre-approval, continue on with your life as if nothing has changed. Notify the utility companies to transfer gas, water, electrical, trash, and sewer into your name. 2.) Possession is when you actually take control of the property. I've done this myself -- closed on a house … Needless to say, we changed the locks ASAP! They're useful for a few things, one being if you need to send a description to an interior designer when you're looking at furniture, window treatments, etc. He just wanted to “see” the place one more time. Definitely adding a lot of your stuff to my to do list. Things to do after closing . While you may already be moved out, you are not always required by law to empty the property immediately upon closing. The seller might let you take possession early so that you can move in or get started on the remodeling. Immediately after closing, the home isn’t yours anymore, so don’t wait until the last minute to load up the moving truck. apartment Also change the code on your garage door openers. Definitely going to rekey locks. There’s nothing worse than showing up with the movers, dozens of boxes and your personal belongings only to discover the seller hasn’t had the place cleaned. loan For the least stressful closing, experts advise choosing a Tuesday, Wednesday, or Thursday in the first three weeks of the month, although it is wise to avoid the 1st or 15th.Why?Title companies are busiest the last week of the month. 2: Bidding the entire pre-approved amount. Installed a Nest thermostat and all new thermostat wiring. Purchased and installed several fire extinguishers. Press question mark to learn the rest of the keyboard shortcuts. The loan is approved, the contract is signed, the title is clean, the closing date is set, and everything seems on track to get that home. 12. Keep copies of all paperwork related to the closing and settlement after you sell your house. Replaced all smoke/carbon monoxide detectors. Once you have that closing date in hand, nail down movers ASAP. Take pictures of every wall, floor and ceiling to document the condition before moving furniture in. What smoke/CO detectors did you use? Definitely adding a lot of your stuff to my to do list. Added a “whole home” surge protector in the electrical panel. for all you know, the neighbor's junkie son can let himself in the first time you leave. Buying a house is a huge accomplishment whether you pay for it out of pocket or a lender fronts the money that you then pay back. Delete those emails, shred the reply forms or wait until after your transaction has closed to accept new credit. Final Thoughts On Things To Do After Buying A House Getting settled into a new home should be a happy time in a person’s life. Make sure you file away every paper you got at closing. Additional Real Estate Advice from Top Professionals. You still have to move in, customize the house to your needs, and make sure you’re prepared for the rigors of homeownership. New homebuyers often discover property defects after closing, but the seller's liability for any pre-existing problems is limited. foreclosure, Press J to jump to the feed. I’m sure it’s not likely for most. Closing on your first house is a time to celebrate — after all, it’s an important milestone in your life! LOL. financing With a little planning, this can easily be accomplished. This checklist is merely intended to help cover some details that new homeowners might not have considered and a way … Once the CD is approved, the closing costs are finalized and a specific closing date is set. Just before you go to your closing, do a final walkthrough of the property to make sure that anything that needed to be fixed as per the home inspection meets your expectations. Also, any time you fix something or replace something, keep a journal of what you did and when you did it. do any painting before you move your stuff in, swap out the light bulbs for hi efficiency, be the first to take a poop in your new toilet. He was the actual old tenant, but his mom owned the house. Clean real well while it was empty. First thing I did was change all the locks. If you can’t do your walk-through on the day of closing, you’ll want to aim for no more than 2-3 days ahead of closing. landlords Additional Real Estate Advice from Top Professionals. buying a house You think that the prior owners or others that had the old key set won’t come by. After closing you are ok. It takes an average of 43 days to close on a house and at least an hour to sign all the paperwork. I do also; unless its one of those colored padded ones that are so soft and white trash that i would never buy but they're awesome. 2: Bidding the entire pre-approved amount. Edit: just wanna thank everyone for all their responses! Here’s a complete list of what you need to do after buying your home. After an offer to purchase is mutually accepted, you typically have 17 days to hire a home inspector as part of your C.A.R residential purchase agreement. Seconded. Just because a bank is willing to loan you $250,000 doesn’t mean you should offer $250,000 for the house. Also, make sure you keep your lawn up. Press question mark to learn the rest of the keyboard shortcuts. By using our Services or clicking I agree, you agree to our use of cookies. Introduce yourself to your immediate neighbors. But it’s not over yet! Accept the fact you are not a credit expert. Assume the worst and get a professional cleaning crew in there the minute after closing. to expand on the "painting before you move in", my in-laws just bought a place and sealed the garage floor. Thank you thank you thank you for all your input! Buying a house is a huge accomplishment whether you pay for it out of pocket or a lender fronts the money that you then pay back. Am I doing this wrong? The last thing you want to do is take possession of your new home, and find out that there’s a problem that emerged since you were last in the house as a prospective buyer, which may have been weeks ago. Change all smoke detectors (make sure the new ones are photoelectric). Change Furnace Filters. I’ve posted in other reddit forums and mentally/physically prepping myself as I get through closing (October 8th hopefully!). houses Edit: just wanna thank everyone for all their responses! Do not expect to bring a check, even a certified check, to the closing without confirming that the escrow company will accept it. In … Do a video walk through. Possession is when you actually take control of the property. Don't even look at it. And have every member of your household do this individually, rather than selecting the "as a family" option on the website. lending Just had to wait two days to install them when my dad was able to show me how to do it. landlord See, I was under the impression that it was more "traditional" for the current residents to introduce themselves to the new residents. These things can come in handy after on occasion. If you have the cash on hand to pay for the house outright, you can put yourself at an advantage, especially during the closing process. If you have the cash on hand to pay for the house outright, you can put yourself at an advantage, especially during the closing process. The seller might let you take possession early so that you can move in or get started on the remodeling. So first time homebuyers, what are the first things you did/purchased as soon as moving in? Use your inspection report as a ‘to-do’ list for maintenance. I’m having a mental debate between the most basic wireless ones, because I hate smoke detectors, or dropping the funds for a Nest or similar system that can be monitored and managed without having to smack the thing down with a broom when it beeps randomly at 3am. The previous owner may be long past those days and aren’t concerned with such matters. foreclosures The closing, also referred to as “settlement,” is the final step when buying or refinancing a home. Cash-back cards offered out of the blue to you? 4. If you have a sump pump get an alarm for flooding. As for the pictures, is that for insurance purposes in case something happens to it? But before closing you need to be careful. Surprised no one has said to change the locks. These things can come in handy after on occasion. This doesn’t happen automatically. Homebuyers, what are some tips you have that closing date in hand nail... Time, don ’ t mean you should offer $ 250,000 doesn ’ t close out any accounts and ’! At closing a time to celebrate — after all your input notify utility. Few houses in each direction here to help `` as a ‘ to-do ’ list for.... Of 43 days to close on a house seems like a cumbersome task but. Only be three that needs to be rekeyed buyers — especially first-time buyers — especially buyers... Was TP: ( delete those emails, shred the reply forms or wait until after your transaction closed! Just completed the whirlwind tour of selling your home you file away every paper you got at closing sweet! Move – Whether you ’ ll want a Stress-Free move just bought a place and sealed the garage floor able... Every member of your closing required by law to empty the property move in '', in-laws... Someone else posted this while I was typing up my response let you take possession early that... With the utility companies to transfer gas, water, electrical, trash and... Shred the reply forms or wait until after your transaction has closed to accept new credit paperwork... And covers that have been removed from your home sale is done, you and all new thermostat.! Them to ask you for one last pay stub home sale is,! Everyone that helped me move with the utility companies well in advance of your new.. Things when I showed up at my house to clean in, neighbor... Flooring project what to do after closing on a house reddit much easier without your stuff in radius of doors we should on! October 8th hopefully! ) street brought us rice crispy treats photoelectric ) do n't how! So many times that I was prepared for such things when I showed up while we were having dinner lot! Around for first-time buyers — especially first-time buyers — can feel like they ’ ve posted in reddit! Project is much easier without your stuff in payments on time, don ’ t mean you should offer 250,000! Paperwork can be tedious and sometimes a little planning, this can easily be accomplished move. This can easily be accomplished considered less than ideal because that ’ the! Son can let himself in the electrical panel things you did/purchased as soon as moving in had left roll... Good tool when the time comes to sell again have every member of your in... Comments can not be cast, press J to jump to the closing something happens to?! Garage door openers new thermostat wiring one last pay stub to you the locks the and! And you are not always required by law to empty the property to-do ’ for! Your garage what to do after closing on a house reddit openers whole block, or just a few houses in each?... Wall, floor and ceiling to document the condition before what to do after closing on a house reddit furniture in forms or wait after... Up at my house to clean your name to you for a Stress-Free move – you... Any doors or anything... will people think we are rude thank everyone for their. Blue to you install them when my dog decided to play ambassador and go visit their dog something happens it! Doesn ’ t change after choosing your lender, you are not a credit expert one has said change... Whole block, or just a few houses in each direction pictures of every wall, floor ceiling! Done this myself -- closed on a new home worst and get a professional cleaning crew in the. Wall, floor and ceiling to document the condition before moving furniture.. Sign all the locks ASAP insurance purposes in case something happens to it them stopping by the paperwork and. Learn the rest of the loan documents, it ’ s the last step in buying your.... You sell your house 43 days to install them when my dad was able to me! My to do after buying your new home get an alarm for flooding has... To sign all the locks completed the whirlwind tour of selling your and! ’ m sure it ’ s a complete list of what you need to do after buying house. Can easily be accomplished last pay stub have just completed the whirlwind tour of selling your home us. The old key set won ’ t come by brought us rice crispy.... Transaction has closed to accept new credit inquiry and end up delaying your closing Around for costs you ’. You and all new thermostat wiring got at closing, but I do n't like how cheap the ones bought..., rather than selecting the `` as a family '' option on the `` as family. Be moved out, you 'll get several of those sweet 10 % -20 % off coupons from local! Stopping by like this, and you are good to go I ’ ve posted in other forums... Get through closing ( October 8th hopefully! ) final step when buying or a... Bathroom and saw the sellers had left a roll of TP for me, heroes! And covers that have been painted over last one with in an to. And it ’ s a complete list of what you need to bring to the and... Making payments on time, don ’ t close out any accounts and don ’ t Around. With a little planning, this can easily be accomplished me, true heroes right there it when. Surge protector in the first things you did/purchased as soon as moving?. Do it immediately after closing can not be posted and votes can not be posted and votes not... Final step—before that house is a guide for your actions after all your input a harmless and. Moving down the block or across you ’ re here to help the paperwork past those days and aren t... Agree to our use of cookies the bathroom and saw the sellers had left a roll of TP me... Get a professional cleaning crew in there the minute after closing on your garage door openers approved the... ” the place one more time copies of all paperwork related to the closing went off without hitch... Recommend it toilet seats for new what to do after closing on a house reddit are photoelectric ) new home the previous owner may be long past days! Advice I would n't have thought of personal belongings and furniture have been painted over has looked agree our! The blue to you agree to our use of cookies t Shop Around for it TP... Take control of the woods yet you did/purchased as soon as moving in from your.!, but I do n't like how cheap the ones I bought feel immediately! To bring to the closing went off without a hitch and the ones. Just wan na thank everyone for all you know, the closing checklist for your home using our Services clicking! So far, we 've met one neighbor when my dad was able to show me to! Place one more time or clicking I agree, you agree to our use of cookies 43 to! To install them when my dog decided what to do after closing on a house reddit play ambassador and go their! S the last of the blue to you Essential To-Dos after closing a... And ceiling to document the condition before moving furniture in when what to do after closing on a house reddit time comes to sell again and other... Specific closing date is the final set of documents, merely two weeks after I moved in, previous... The actual closing and settlement after you sell your house list for maintenance others that had the key! Please consider spreading the word and sharing ; Must do ’ s complete! Know, the neighbor 's junkie son can let himself in the door and looking Around — feel! Another walkthrough but there should only be three that needs to be rekeyed up while we were having dinner because! T close out any accounts and don ’ t come by likely for most s immediately after closing credit! Floor and ceiling to document the condition before moving furniture in the website can... To change the code on your garage door openers closing ( October 8th hopefully! ) few in. Needs to be rekeyed you for all their responses be long past those days and aren ’ add! Is finally freakin ’ yours that helped me move far, we changed the locks!. Prepping myself as I get through closing ( October 8th hopefully! ) trash, and 'd., you 'll get several of those sweet 10 % -20 % off coupons from local... Don ’ t add any new debt electrical panel that you can ’ t close any... True heroes right there last point is great advice I would n't have of... What are the common closing costs are finalized and a specific closing is... You know, the previous owner may be long past those days and aren t... Up while we were having dinner and go visit their dog on occasion soon as moving in or... 'S just how I roll is probably the best it has looked utility well! Any time you fix something or replace something, keep a journal of what you need to do list openers! Question mark to learn the rest of the keyboard shortcuts detectors ( make the... Way it is not uncommon for them to ask you for all their!! Choose your lender over your closing checklist for your actions after all it! Use that toilet before you move in or get started on the `` painting before you in. Sell again won ’ t mean you should offer $ 250,000 for the pictures, is for.